**Annuity Payout Calculator**

The term annuity means an investment which provides a number of payments in exchange for an initial lump sum. By definition, the word annuity refers to any terminating stream of fixed payments over a specified period of time. For example, the amount you pay monthly as your home mortgage payment and regular deposits to your savings account. Annuity calculator is a device which is used to calculate annuity payout. With annuity payout calculator you can perform several tasks in the form of calculation; such as:

- You can find out the payment that would deplete the fund in a given number of years.
- The amount needed to generate a specific payment can be calculated.

You can calculate the number of years; your investment would generate payments at your specified return.

**Balloon Loan Payment Calculator**

Many online calculators help you in calculating the balloon payments, loans or interest costs with any balloon loan terms. A balloon loan is better than other as it may be taking lower interest rate. Balloon loan payments are usually paid when your loan time period ends and you have no balance and all payments were already paid.

But loan still has a balance remaining it is called loan with a balloon payment. The main reason to choose the balloon loan is that it is easier than a conventional loan and low in the interest rate. Balloon mortgage payment is an outstanding option for house buyer and wants to buy a home.

This is dependable on you that how much you can borrow and pay back. Balloon loan payments are really affordable and help you in risk factors of the loan. You can also convert this loan into the traditional loan.

**Bulk Purchase Depreciation Calculator**

The Bulk purchase depreciation calculator is used to calculate depreciation on your bulk purchases.

The term depreciation means a reduction in the value of an asset due to wear and tear or usage. After utilizing an asset for some time its value decreases as it becomes old and used. Bulk purchase means buying of assets in large quantity. To calculate the bulk purchase depreciation of assets you can visit so many online sites and calculate your bulk purchase depreciation.

- The one evident advantage for calculating depreciation on your bulk purchases is that you can have an estimate of the value of your assets in the future.
- For companies buying assets in bulk quantities might need to sell them and the calculator can give them an insight into the amount they could get after selling.

**Deferred Tax Rate Calculator**

As the word deferred suggests it is such an item usually money that is delayed in an organization’s account. The amount deferred can be of both kinds either it has to be paid by the company or the company has to receive the payment. As everything has its pros and cons same is associated with deferred tax rate and are mentioned below.

**Advantages**

One can meet with certain advantages regarding deferred tax rate. The interest rates applied to such an item are usually less as compared with usual rates. The tax that is to be charged on income is usually added under deferred accounts.

Such an account adds a lot to the employees planning to shift their organization as the process can be accomplished without involving any tax deduction.

**Expected Commercial Value Calculator **

A company may needs to maximize the commercial appeal value while working and staying within the limits of available budget. In this case, the company is said to be calculating the expected commercial value. In some cases, it becomes very important for the company to figure out the value of expected value using calculator.

The expected commercial value calculator is not alone a decision making tool but it also helps in finding the expected commercial value. The expected commercial value calculator is a very valuable tool and accelerates the process of calculation. A quick estimate of the commercial viability of the project is provided by this calculator. In order to calculate the expected commercial value, you are required to have a very simple formula.

**Financial Calculator**

A financial calculator is also called business calculator. It is an electronic modern calculator which is smart enough to perform all financial functions which are needed to be performed commonly in business and e-commerce world. The calculator contains many standalone keys for different financial and commercial uses.

The financial calculator has been made very modern and intelligent so that it can solve all the problems related to finance. Many user programmable financial calculators also come in market which allows the user to add more functionality in the calculator when required. It can be a very useful tool for those people who are working in the finance industry. Such people use the financial calculators as a necessity not as a luxury.

**Home Equity Loan Calculator**

You can calculate home equity rate and the partly information that you will determine with the help of that amount which you want to borrow from anyone. This is very easy to use calculator which can help the person in calculating the monthly payment for yourself.

You can give the figures to the calculator in order to calculate them. The calculations which are made by home equity loan calculator are totally dependent on the values you provide to it. It calculates every value very precisely. This calculator is very easy to use and you can find it on number of websites. The main purpose of using this calculator is to find the estimated amount of loan in a very short time.

**Internal Rate of Return (IRR) calculator**

This calculator helps you in deciding that which project is best for giving the way of greatest return investment per dollar. IRR is used to get the net present worth zero. The IRR is the interest rate and discount rates also. The interest rate gives you the present value of your investment or cash outflow.

IRR is utilized to estimate the magnetism of a project or investment. If you have got the top of IRR than your company’s required rate of return then you should go with the project it is desirable for you. And if the internal rate of return falls down to the required rate then you should refuse the project.

IRR is best for examining the business enterprise assets and personal equity investments.

**Life Insurance Needs Calculator**

Life insurance makes your life easy and planning for the financial needs is the main reason for getting insurance. You must have to create the best financial plan for your family and your needs. But you have to sure about that after your deaths your family will continue to meet all the requirements of your insurance.

This calculator helps you in analyzing the finical requirements and it stood on the information which you have given concerning to your aims and hopes. Your given details help out the calculator for giving details about how much you need of insurance for death, permanent disablement and income protection.

The accuracy is the first part of this insurance calculator and which data you have to provide the calculator it’s just used in the calculating.

**Loan Calculator**

Many people get a loan from banks for buying cars, for spent vacations and for getting a home extension. Loan calculator is good for balancing the rate of interest on a loan which makes it essay for customers. This will help you to decide the monthly payments on your loan. You just get by entering the loan amount, terms and interest rate and get the calculation of your loan. This calculator can be used for advance, car, or any other fixed loan kinds.

With the help of loan calculator, you can calculate loan repayments. You can figure out the repayments of the secured or unsecured loan with the help of breakdown calculator. This calculator also helps you work out how long it will take to pay off your loan and it is based on the costs you are at present making.

**Loan Comparison Calculator**

You can compare the monthly payments in order to determine which type of loan provides the best value to you. Monthly payments, fee and other costs associated with loan can be sorted out with the help of loan comparison calculator. The best functionality which is provided by this calculator is the calculation of multiple loans side by side at one time. This enables the person to get the loan which can benefit him in the best possible way. All you have to do is to enter the amount on loan, rate of interest and term of each loan in the calculator and you will get the required payment amount. It also facilitates you by allowing you to add any principle amount in the calculator for calculation.

**Sales Commission Calculator**

Sales commission or simply commission is the amount that is paid to broker or financial agent on account of negotiating a sale. This commission is usually a percent amount of selling price. This percentage amount is called commission rate or commission percentage

One can calculate sales commission amount either by manual calculation or by using some online sales commission calculator tool. The basic formula to calculate it is to multiply sales amount with that of commission percentage.

The **sales commission calculator** also works on this formula. The advantage of using this calculator is that firstly it saves your time from long and detailed calculation, secondly, it provides accurate results if you input the exact values. You just need to enter the value of your sales amount and commission rate, then this calculator will calculate your commission instantly.

**Payroll Calculator **

Payroll calculator is used for the estimation of your salaries and you can calculate the federal and provincial payroll deduction. This deduction is included on your official statements on salary. The consistency is dependable on the precision of information which you have provided to a calculator. You just enter your pay information and get the numbers which explain to you how much to give and what to subtract from taxes. This is a simple method to check bonuses or commissions which you have gained. You can select hourly paychecks or salary paychecks and check deduction on your salaries. This calculator helps you in balancing your spreadsheet for salaries.

Hourly paychecks calculators are estimated your net pay salary for hourly workers after balancing taxes or deductions. And salary paychecks calculators are used for the estimation of net pay for salaried after the deduction or taxes.

**Mortgage Refinance Calculator**

The refinance calculator is used to provide the help to the person about the general information related to the possible benefits which the person may avail while refinancing his first mortgage. The result which is returned by the calculator should be used by the person as one of many factors in evaluating the options.

The person has to input the information related to the existing mortgage information. The result of the calculator is completely based on these inputs. In order to receive the realistic results, it is very important for the person to input the accurate values. The calculator is capable of providing the overview result based on the input you provide to it. The mortgage company uses many types of information to evaluate the eligibility.

**Personal Net Worth Calculator**

It is used for checking your net worth position that how much your net worth is stable or not. Many times your net worth will change because your properties make interest or used up problem increase or decrease.

It actually measures your financial health as it mainly says what you have available if you have to sell all of your property after pay all of your debts. You have to aim that your assets were increasing or liabilities were decreasing as it is important for increasing your net worth.

With the help of personal net worth calculator, you can plan for your tomorrow after knowing your financial health and you may able to know that what you have own and what you have owed.

**Vehicle Loan Payment Calculator**

If you are looking for purchasing your new car then you can get estimation on vehicle loan payment calculator and get your monthly figures of the amount. By just entering the vehicle value, interest rate, numbers of the year, loan terms and trade value and costs you can get a calculation for vehicle loans.

An auto loan is a safe loan that takes an interest. This tool is helpful in getting an easy and simple way for the estimation of payments of a vehicle loan. Your actual payments will change with the help of this calculator. You will get your real rate once you have applied for a loan. As another characteristic of **vehicle loan payment calculator** that it breaks down the monthly payments and show how much capital you need and how much interest you must pay for this loan.

**Electric Energy Cost Calculator**

Energy cost calculator is intended to offer an awareness of the costs of numerous daily stuffs which is used in home and belongs to electrical in nature.

- This energy cost calculator is basic in that it takes up averages for several piece of equipment.
- The price per KWH is mention at the top; however you can contribute at all rate you pay per KWH initiate on your energy bill.
- It does not matter that in what manner much it charges to wash a big heap of clothes or just take asleep underneath the electric blanket. Whether it’s the matter of the cost of a light on all night, energy cost calculator have collected national average standards of energy use to catch out exactly how much you are recompensing to drive all kind of devices in your home.
- It can also use for commercial use.